Wholesale Credit Grading -VP

JPMorganChase · Mumbai · 4+ yrs experience · Posted 2026-03-25

Tech stack: Python, SQL

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About the role

Build and own wholesale credit rating
models
end-to-end (PD/LGD/EAD, rating transitions) supporting credit business, CCAR and CECL, with rigorous
back testing
, monitoring, and model governance.
Apply stats/econometrics and targeted AI/ML for forecasting, risk monitoring, and explain ability; product ionize with robust data pipelines and controls in partnership with Data/Tech.
Responsibilities:
- Official posting role: Wholesale Credit Grading -VP.
- VP - Wholesale Credit Grading team
- Official posting business unit: Commercial & Investment Bank.
Qualifications:
- Experience in ML and generative AI.
- Experience working with large-scale panel datasets, including data cleaning, filtering and feature engineering.
- Hands-on Python with good software practices (version control, testing, reproducibility).
- Foundational credit risk modeling knowledge and experience writing regulatory-grade documentation.
- 4+ years relevant experience preferred.
- Wholesale Credit experience; experience with credit scorecards and rating systems.
- Beneficial: SQL and distributed data tools; cloud-based workflows.

Qualifications

- Experience in ML and generative AI.
- Experience working with large-scale panel datasets, including data cleaning, filtering and feature engineering.
- Hands-on Python with good software practices (version control, testing, reproducibility).
- Foundational credit risk modeling knowledge and experience writing regulatory-grade documentation.
- 4+ years relevant experience preferred.
- Wholesale Credit experience; experience with credit scorecards and rating systems.
- Beneficial: SQL and distributed data tools; cloud-based workflows.

Responsibilities

- Official posting role: Wholesale Credit Grading
- Wholesale Credit Grading team
- Official posting business unit: Commercial & Investment Bank.

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