Sr SW Engineer

Visa · Bengaluru · 5+ yrs experience · Posted 2026-07-19

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About the role

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Responsibilities:
- Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements.
- All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.
- Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions.
- Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines.
- Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements.
- Contribute to project estimation, considering delivery costs and escalating issues that may cause delays.
- Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices.
- Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products.
- Lead code reviews, ensuring adherence to coding standards and providing feedback to team members.
- Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact.
- Leverage data analysis and monitoring standards to identify patterns and defects in all environments.
- Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution.
- Build, enhance, and identify new developer tools to support programs and applications.
- Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers.
- Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications:
- 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
- Experience in software engineering or a directly related field.
- Experience in developing and/or implementing web-based or mobile applications.
- Experience in a leadership role with or without direct reports.
- Experience in technologies/software systems or a directly related field.
- Experience in creating and maintaining test plans and executing testing procedures.
- Experience in debugging and troubleshooting software issues.
- Experience in collaborating with cross-functional teams to deliver technical solutions.
- Experience in code review and applying coding standards.
- Experience in building or enhancing developer tools.
- Preferred
- 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.
- Experience working with container-based technologies.
- Experience building and testing enterprise-scale web services.
- Experience in product development.
- Experience working on client-facing project or technical teams.

Qualifications

- 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD)
- 0 years of work experience with a PhD
- 8+ years of relevant work experience.
- Experience in software engineering or a directly related field.
- Experience in developing and/or implementing web-based or mobile applications.
- Experience in a leadership role with or without direct reports.
- Experience in technologies/software systems or a directly related field.
- Experience in creating and maintaining test plans and executing testing procedures.
- Experience in debugging and troubleshooting software issues.
- Experience in collaborating with cross-functional teams to deliver technical solutions.
- Experience in code review and applying coding standards.
- Experience in building or enhancing developer tools.
- 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.
- Experience working with container-based technologies.
- Experience building and testing enterprise-scale web services.
- Experience in product development.
- Experience working on client-facing project or technical teams.

Responsibilities

- Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems.
- In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector.
- They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements.
- All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.
- Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions.
- Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines.
- Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements.
- Contribute to project estimation, considering delivery costs and escalating issues that may cause delays.
- Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices.
- Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products.
- Lead code reviews, ensuring adherence to coding standards and providing feedback to team members.
- Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact.
- Leverage data analysis and monitoring standards to identify patterns and defects in all environments.
- Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution.
- Build, enhance, and identify new developer tools to support programs and applications.
- Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers.
- Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

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