CRED — salaries, ratings & referrals in India
Employee rating: 3.9. Work-life balance: 3.3.
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CRED compensation in India (2026)
| Role | Experience | Base | Joining bonus | Performance bonus | Stocks | Total year 1 |
|---|---|---|---|---|---|---|
| Software Engineer L3 | 0-2 yrs | ₹22L – ₹31L | — | ₹0 | ₹0 – ₹3L | ₹26L – ₹35L |
| Software Engineer L4 | 2-5 yrs | ₹43L – ₹61L | — | ₹0 | ₹4L – ₹6L | ₹48L – ₹67L |
| Software Engineer L5 | 5-8 yrs | ₹61L – ₹78L | — | ₹0 | ₹6L – ₹10L | ₹67L – ₹88L |
| Software Engineer L6 | 8+ yrs | ₹80L – ₹99L | — | ₹0 | ₹11L – ₹14L | ₹91L – ₹1.13Cr |
Stock vesting: 10/20/30/40 over 4 years, 1-year cliff (ESOP)
Benefits and reimbursements: Free meals, health/life insurance (self+family), wellness/fitness
Compensation figures are curated by FAANGPlus from offers and verified reports. Data last updated: 2026-10-13.